Lili Referral Program - Invite Your Friends

The Lili Referral Program (the “Program”) is a promotional referral program for existing Lili account holders. Lili customers will be compensated for referring potential customers to Lili Bank subject to the terms and conditions stated herein (the “Referral program Terms”). By choosing to participate in Lili’s referral program you agree to all Program Terms. 



To be eligible to participate in this program you must be an active Lili account holder in good standing.  Lili has the right to determine if an account is in “good standing” and is eligible for the referral bonus.  Accounts that are suspended or are flagged for insufficient balances or improper use will not be considered eligible to participate in this Referral Program.


Program Terms

A Lili customer will earn $10.00 for each friend who successfully signs up for a Lili account via your referral link and completes one (1) in-store or online transaction with their Lili Visa debit card worth a minimum of $10.00.  In addition, your friend will also receive a $5.00 bonus.

Every Lili customer is eligible to receive up to $100.00 in referrals as long as those referred are new Lili customers (who have never applied or created a Lili account before) and meet the eligibility requirements for a Lili account.  

Lili customers will be able to track the number of referral bonuses earned through the Lili application.  

The value of all referral bonuses awarded may be considered taxable income. Those receiving bonuses will be responsible for any federal or state taxes resulting from the receipt of these referral bonuses. Please consult your tax advisor if you have questions about the tax treatment of bonus funds. 


Referral Invitations

You may send one invite to each friend you invite.  You acknowledge that any efforts to bypass, manipulate or otherwise modify the delivery and accurate presentation of the referral link provided will be considered a violation of these Program Terms resulting in ineligibility to participate in the Program.


Other Program Information

Lili is not responsible for incorrect entries or other failures on the part of referred parties to meet the standards of a Lili account.


Referral bonuses will not be given for referring individuals who already have, or have attempted to open, a Lili account.  If two or more individuals invite the same individual to open a Lili account, Lili will credit the bonus to the account holder whose referral link was received first.

This Program is not valid with any other offers and is non-transferrable. The Program is available to U.S. residents only and is void where prohibited. Lili reserves the right to terminate or modify this program and/or these Program Terms at any time at its sole discretion.

Any attempt by an individual to deliberately undermine the operation of the referral program may be found in violation of criminal and/or civil laws.  Lili has all rights to seek damages against individuals as permitted by law.

Except where prohibited by law, as a condition of participating in this program, the participant agrees that any and all disputes connected with this program shall be resolved individually, without resort to any form of class action. 

Under no circumstances will the participant be able to claim punitive damages, or any other damages, including attorneys’ fees.  All issues and questions concerning the validity, interpretation and enforceability of the of this program, or the rights and obligations of either Lili or its account holders will be governed by the laws of the State of New York.

If you would like a copy of these Program Terms, please send a self-addressed stamped envelope to: Lili Banking, 250 Greenwich Street, 10th Floor, NY NY 10006.  Requests received after the end of this program will not be honored.

Lili bank account services are provided by Choice Financial Group, Member FDIC pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa International Service Association.